Sign up for bad credit payday loans fast and get cash
Fast bad credit payday loans at the best site: They are paid to those who need money in a short time and usually do not exceed five thousand euros. They differ from personal ones because the credit is made within two days of acceptance of the request by the bank or financial institution. They can be asked both at the counters, and online, with a greater speed of processing the request in the second case.
To request a quick loan, you need to fill in a form with your personal details, work and income, the desired sum and the duration of the loan. The form must be accompanied by a copy of an identity document and the tax code and the last pay slips or the last single certification, in the case of employed or self-employed workers, the pension slip in the case of pensioners. Once the application is received, the bank evaluates it and, if it approves it, credits the desired amount within forty-eight hours.
Since the amounts claimed with fast loans are not very high, banks or finance companies may not even request the presence of a guarantor, especially if they believe that the applicant’s monthly income is sufficient.
Absence of pay slip
For the same reason that a guarantor may not be necessary, the fast loan is also granted to people without a stable job. However, it is necessary to prove that you can return the money, through the presence of real estate or different income.
Usually, an insurance policy is stipulated, as a precaution for the applicant and the credit institution, if the former loses his job, he becomes ill in a disabling way due to the correct performance of the activity, or dies.
In the case of bad payers, who are people with a history of payments not made, or extinguished in a non-punctual manner, credit institutions spend more time assessing the loan application quickly, to ensure that the applicant is actually able to repay. as eventually granted. If the outcome of the evaluation is positive, also, in this case, the credit takes place within two days.
For the granting of fast loans to bad payers, the process is very similar to that of personal loans but, since the amounts are lower, the times are faster.
Bad payers who work on their own can apply for quick loans by providing a copy of the latest single certification and all documents that can reassure credit institutions of their creditworthiness.
For both parties, it is advisable to read carefully the loan proposals, the required documents, the terms and conditions, and the “personal data” and contact information.
Quick small loans and fast loans
The former is useful if you need money in a few hours and have faster assessment and credit times than personal loans. The latter provides for the crediting of the requested sum (a few thousand euros) even in less than 24 hours.
Before asking for a loan, even fast, it is good to check the interest rates and compare them with those of other financial services (credit or personal loan).